That was enacted decades ago, and today, I have never heard of any credit card company, even the scummy ones, enforcing the deductible. So before you blow your stack, remember it’s not your money that’s liable! Even though it has much more to do with the four major card networks’ desire to remove friction from the card usage process, we all gain some privacy rights in the bargain.
Often when people hear of this, they are either delighted or discouraged. By federal law, you can only be held liable for up to of fraudulent credit card charges. Or, you could just tell them you are tired of big brother watching over everything.
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” Next time you’re playing a true or false game at a party ask that question…and the answer is…. Master Card also has an equivalent policy, which can be found here if you still don’t believe me: Express and Discover both have similar policies, and not only prohibit I. from being required, but also strongly discourage it.
D., but Visa actually discourages them for asking for it!